Mar
02

So Much for the Move-Up Tax Credit

Posted In: First Time Home Buyers, For Buyers, For Sellers, Foreclosures & Short Sales, General Real Estate News, Taxes
There is so much mixed feelings about the market right now.  In the Berkeley and surrounding areas, one street is seeing multiple offers and the next isn’t.  The number of foreclosures has gone down drastically, although most buyers think there are buckets of bank-owned homes ready to come on the market.  I don’t think this is the case. No wonder buyers and [...]
Feb
16

Posted In: Green Living, Taxes
Green is in!  What does the future hold for the world of green?  Green market research firm SBI Energy forecasts that in the next five years, the market for energy-efficient home renovation products will grow 15 percent, 50 percent faster than the renovations market as a whole. According to the report, the energy-efficient market will reach $35 billion and claim [...]
Feb
15

FHA-Backed 203(k) Rehab Loans Can Make All The Difference.

Posted In: For Buyers, Foreclosures & Short Sales, General Real Estate News, Home Improvement, Mortgage & Finance
FHA rehab what? You mean there are still loans available to help fix up a house? S-WEET!Here is the scoop: The FHA-backed 203(k) rehab loan is an increasingly popular option in today’s market because so many available properties, especially foreclosures, are in need of repair. And let me tell you, I have been in plenty of them. The bones may [...]
Feb
13

High Rates + Low Rates = TIME TO REFINANCE

Posted In: Mortgage & Finance
thumbnail for High Rates + Low Rates = TIME TO REFINANCE
Get rid of your interest-only and high interest rate loans now!  Check it out… My husband and I are in the process of refinancing our house into a 5%, 30-year fixed loan with no upfront costs.  Killer!  We are also refinancing our rental from a 10-year interest only loan into a fixed loan as well, for very little cost.  Sweet!   In talking with [...]
Feb
01

FHA Changes to the Condo Guidelines

Posted In: Mortgage & Finance
This just in from mortgage guru, Chet Gohd, RPM Mortgage in Berkeley. “Today, February 1st, is the beginning of the new FHA Condo project guideline changes. From this point, any FHA loan for a condo will require an approval from HUD. This means that in order to do the loan, the financials from the Condo Project will need to be [...]
Jan
27

Eclectix is closing in El Cerrito

Posted In: Community, El Cerrito
Eclectix is closing in El Cerrito.  First 33 Revs, now Eclectix.  It is heartbreaking watching these small businesses continue to close.  Many of you know that I am also an artist so it is especially heartbreaking watching an art space close.  I’ve been to Eclectix, it is really a shame. Here is what Eclectix has to say: “Unfortunately, the economic [...]
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