This information just came in from a local mortgage broker that I work with:

Here’s a quick snapshot of interest rates for today, September 26: 

30 year fixed, no prepayment penalty, loans of $417K balance or less with 20% equity in home:

3.125%, 0 points
3.0%, .75 points

15 year fixed, same as above:

2.875% 1 point
3.0% 0 points

That is lower than most car loans!!!!