CONFORMING (under $417k)
30 Year Fixed, No Points    5.125%
30 Year Fixed, 1 Point        4.75%
30 Year Fixed, 2 Points      4.25%

5 Year Fixed, No Points     5.25%
5 Year Fixed, 1 Point         5.0%
5 Year Fixed, 2 Points       4.75%

7 Year Fixed, No Points     5.375%
7 Year Fixed, 1 Point         4.125%
7 Year Fixed, 2 Points       4.875%

CONFORMING JUMBO ($417k – $625k)
30 Year Fixed, No Points    5.75%
30 Year Fixed, 1 Point        5.125%
30 Year Fixed, 2 Points      4.75%

5 Year Fixed, No Points     5.5%
5 Year Fixed, 1 Point         5.25%
5 Year Fixed, 2 Points       5.0%

7 Year Fixed, No Points     5.625%
7 Year Fixed, 1 Point         5.375%
7 Year Fixed, 2 Points       5.125%

JUMBO ($729k and up)
5 Year Fixed, 0 Point         5.75%
5 Year Fixed, 1 Point       5.375%

Data provided by Vince Wirthman, 1st Western Home Loans, (510) 527-2840.